What We Do
Historically, traditional insurance products have had little
impact when introduced to low-income markets in the developing
world. MicroEnsure recognised that to provide appropriate and
affordable insurance to the poor and protect them from the
financial risks they face, new and innovative approaches would be
required.
MicroEnsure represents a team of some of the most experienced
experts within the microinsurance industry in terms of both product
development and implementation to meet a wide range of client
needs.
The agricultural insurance team, led by Shadreck Mapfumo, has
designed weather index insurance products for crops including
maize, ground nuts, tomatoes, and rice in sub-Saharan Africa, the
Philippines, and India, with an increasing focus on technology to
deliver low-cost protection against adverse weather conditions for
smallholder farmers.
Under the leadership of Denis Garand, our health insurance team
has developed in-patient insurance products that are showing the
potential to reach large scale within their first year of
implementation.
Martin Fuller leads the MIS team who are employing sophisticated
software solutions in back office processing of premiums, clients
covered, and claims handling that is key to keeping costs to a
minimum.